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Medibank Life Insurance
Help protect your family's future with Medibank Life Insurance. Apply for cover up to $2.5m depending on age and income. Plus, Medibank health members save 10% on premiums. Find out more.
Get the latest COVID-19 updates
Find out how we're supporting you. Learn more.
Want up to $50 worth of Live Better points?
Eligible Medibank members with hospital or extras cover can earn up to 5,000 bonus Live Better points when they shop with participating partners between 10 November and 2 December 2021. Must register with Live Better rewards. T&Cs apply. Find out more.
Personalised support with Hospital Assist
Going to hospital can be stressful and confusing. That's why we've created Hospital Assist, which gives eligible hospital members access to a Health Concierge, the 24/7 Medibank Nurse phone service, plus more.
Have one of our other insurances?
Premiums are set to change on 1 April
Every year, health funds across Australia review their premiums to keep pace with the rising costs of healthcare, largely due to Australia's ageing population. 2020 proved an unusual year, with COVID restrictions creating some disruption to hospital and extras services. Despite this, benefits of $5.5 billion were payable to our customers in the 2020 financial year, up 2.5% compared to 2019. Our financial support for customers in response to COVID has also exceeded $185 million to date.
Premiums are calculated by looking at the benefits we’ve paid against each product in the past, as well as what we think we’ll pay in the future. Your specific premium change depends on several factors, such as the state you live in, the type of cover you're on, and the general claiming pattern of members.
If you’re on overseas health cover (such as Overseas Visitors or Working Visa health cover) your premiums are worked out differently. Find out more here for Overseas Workers and here for Overseas Visitors.
If you’d like to know more about health cover premiums, plus some tips to help you make the most of your current cover, visit our health cover premium page.